Money Transfers · Brazil
Unplex Review 2026
Send money to India & Philippines at Google rates — zero fees, $10 referral bonus
🎁 $10 referral bonus on your 2nd transfer · Zero fees · Google exchange rates · Visa Partner
What is Unplex?
Unplex lets you send money to India and the Philippines at Google exchange rates with absolutely zero transfer fees. Available via WhatsApp and a dedicated mobile app, Unplex is an official Visa Partner with a clean, fast experience designed for the US-to-India and US-to-Philippines corridors — and a $10 referral bonus on your second transfer.
In this review: Unplex vs Wise, Unplex vs Remitly, Unplex vs Instarem
What Unplex Offers
Google Exchange Rates
Transfer at the same exchange rate shown on Google — no hidden markup, no spread built into the rate.
Zero Transfer Fees
No transfer fees on any send. What you see is what your recipient gets, every time.
WhatsApp Integration
Send money directly through WhatsApp — no separate app required. One of the most convenient transfer methods available.
Mobile App
Full-featured iOS and Android app for managing transfers, tracking delivery, and referring friends.
Visa Partner
Official Visa Partner — bank-grade payment rails with the trust and security of the Visa network.
$10 Referral Bonus
Earn $10 on your second transfer when you join via a referral link. Share your own link to keep earning.
Unplex Pros & Cons
Our honest assessment for Brazil users
✓Pros
- ✓Google exchange rates — no hidden spread markup
- ✓Zero transfer fees on all sends
- ✓Send via WhatsApp — no app required
- ✓Official Visa Partner for trusted, secure transfers
- ✓$10 bonus on your second transfer
–Cons
- –Focused on the US-to-India and US-to-Philippines corridors
- –Newer platform — smaller user base vs Wise or Remitly
- –WhatsApp required for the WhatsApp transfer method
Using Unplex in Brazil, Brazil
Local banking landscape · Brazil · South America
Digital banking in Brazil is shaped by the city's unique economic role and fintech scene.
Brazil has the most advanced fintech ecosystem in Latin America, led by Nubank (world's largest neobank), PicPay, C6 Bank, and the PIX instant payment system with 150M+ users. Brazil is South America's largest economy and a global agricultural superpower, the world's top exporter of soybeans, beef, and coffee, with a massive manufacturing and services sector. The primary banking need in Brazil: pIX instant transfers, BRL digital accounts, and banking for Brazil's 30M+ unbanked population and the millions converting from cash through Nubank and similar platforms. BRL accounts and multi-currency options are both available. No branch required — compare and open online.
Traditional Banks in Brazil
Itaú Unibanco, Banco do Brasil, Bradesco, Caixa Econômica Federal
Nubank (São Paulo) became the world's largest digital bank outside Asia in 2023, serving 100 million+ customers across Brazil, Mexico, and Colombia.
Why Brazil Residents Choose Digital Banking
- ✓BRL & USD accounts
- ✓PIX instant 24/7 transfers
- ✓International remittances
- ✓Low-fee cross-border payments
Ready to Get Started with Unplex?
Join thousands of Brazil residents already using Unplex
Get $10 — Try Unplex Free →🎁 $10 referral bonus on your 2nd transfer · Zero fees · Google exchange rates · Visa Partner
Frequently Asked Questions
Unplex — answers for Brazil users
Affiliate Disclosure: Rome Digital Bank may earn a commission when you open an account or complete a transaction via links on this page. This does not affect our editorial assessments — we only partner with services we believe are genuinely valuable for our users.